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Car Insurance Charlotte NC -or- Auto Insurance Charlotte NC?
A1 Insurance specializes in Car Insurance in Charlotte NC, Non owners Insurance policies, as well as Motorcycle Insurance, Homeowners Insurance, Workers Compensation, and General liability insurance. Whether you are in need of automobile insurance or insurance for your business, we can help. We are here for you twenty-four hours a day, seven days a week! Quickly and easily submit your application for a free insurance quote using our easy to use website. As a customer, you will enjoy our suite of customer service forms all from your local agent.
Car Insurance Quote Charlotte NC & Insurance Quote Charlotte NC
We have over 70 years experience in the Insurance industry. Servicing clients who are in need of lower insurance rates is our specialty! Many insurance companies offer a “nonowners policy” for people who drive occasionally but don’t own their own car. Nonowners policies typically include liability, medical payments, and uninsured/underinsured motorist coverages. Non-owners policies do not include comprehensive, collision, towing reimbursement, or rental reimbursement coverage. You can get approximately the same coverage if you buy the limited coverage offered by car rental companies. But if you rent a car for more than, say, 10 days per year, buying a nonowners policy is usually more cost effective. A typical nonowners policy will cost from $200 to $1200 per year, depending on where you live, your driving record, and various other factors.
a nonowners policy provides coverage for any car you drive, not just rental cars. If you borrow a car from a friend and get into an accident in a borrowed car, your friend’s insurance would kick in first. But if, for example, the accident was your fault and the damage to the other driver’s property exceeded the liability limits on your friend’s policy, your nonowners insurance policy would cover the excess (up to policy limits).